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Storm Damage Insurance Claims Assistance
Your homeowner’s insurance should pay for the cost of restoring your roof to its original condition if it has been damaged by hail, wind or other storms. That’s at least how it should be in theory. It doesn’t always work that way in practice. Your insurance company is motivated to keep its costs low. After all, they are a for-profit business. Their biggest cost is paying out claims. It’s a fact that your insurance company and your interests may not be completely aligned. You want your roof back to its original condition before the storm. Your insurance company wants you to manage costs.
Do we really believe that insurance companies only want to deceive you? That wouldn’t be fair. We are not saying you should ignore the process. Your agent will not be the claims adjuster, no matter how much you love your insurance agent. It’s a complicated process, and homeowners don’t know as much about the details.
You need a Tomball roofing contractor who will look out for your best interests!
It would be like filing a roof insurance claim by yourself without the help of a lawyer. You don’t understand the rules and you don’t have the right questions. The other side will use that knowledge to their advantages. Worse, the “courtroom” in which the insurance adjuster serves as judge and juror is even worse. You don’t have any recourse if they tell you “claim denied” or that you only get a small amount. Let’s just say that it is confusing and cumbersome. You should get help. RoofWorks and Construction will help you navigate this process and ensure you receive every dollar under your homeowner’s policy. Visit our Roof Insurance Experts page to learn more about how we can help you. Tomball homeowners need assistance with navigating the insurance claims process. We are fair, legal, and pay attention to every detail. If your roof has been damaged by hail, wind or other storms, contact our Tomball Roofing Company.
Is your adjuster knowledgeable about roofing and insurance claims?
We’ve seen it all too often: Roof insurance adjusters don’t have enough knowledge about roofs. It may sound absurd, but this is a common occurrence.
Here are some examples of what we have seen:
- Hail damage, which is covered by insurance, is often confused with “blistering”, which is heat damage from a poorly ventilated roof system that is not covered by insurance. Your claim will be denied if the adjuster makes a mistake.
- Insurance companies sometimes employ adjusters from other departments to deal with large storms. These adjusters have no roofing experience and are often unable to handle the flurry of claims.
- Roof claim adjusters are not able to distinguish between true storm damage (covered) and normal wear and tear (not included).
- One memorable moment was when we met an adjuster on the first day in the field. He wasn’t properly trained and had no adjuster to help him. And he didn’t know how to climb the ladder.
Ask yourself: If any of these events occurred with your claim, would you believe you’ll receive a fair shake if you didn’t have someone who is experienced looking after you? RoofWorks and Construction can help you if your roof has been damaged by hail, wind or other storm damage.
One last thing about storm damage roof insurance claims!
Homeowners need to be aware of another issue regarding roof insurance claims.
Although we believe that you should have a roofing contractor in Tomball, TX assist you during this process, it is important to choose the right advocate.
Some Tomball roofing companies may not be experts in insurance claims.
These are the red flags you should be on the lookout for
If a roofing company offers to give you a free roof or claims that they will pay your deductible, this is insurance fraud.
Any roofing company that “storm chases” you from one town to the next or knocks on your doors, offering to file a roofing claim. This is all without knowing anything about your roof.
Roofers without the proper credentials and proofs of their reputation. Are they RCAT licensed? Are they a lot of 5-star Google reviews? Are they A+ Rated by the Better Business Bureau Are they able to hire their own Project Managers, or are they subcontractors? ).
You’ll save money if you choose wisely. If you make poor choices, you’ll end up with a roof that’s never been repaired.